Apply for cash loan scam?

Just receivethis text from 0925800898_ :

3yr credit card holder fr any bank apply for cash loan! As low as 1.2% a month. 02-208740_    Kate

Sammer? I am not sure but it is an unsolicited text message so , i just ignore it and categorize it as a scammer…

No Collateral Loan

Received this text from this number: 0923662018_

Apply for a No collateral, no comaker cashloan for as low as 1.2% int/mo  easy secure and Fast. Zero cash out! Call or texttel 02-904-808_  look for mr josh.

text blast is illegal as per NTC so don’t deal with this people…