Pre-approved credit card

Did you received a pre-approved credit card or those credit card from your bank that you never applied for…

This often happen to people who have bank accounts especially if they have huge amount deposited  in that bank. But technically according to ANC news program “On the Money” such things as pre-approved credit card are illegal since three years ago. The funny part about this pre approved credit card is that after a year,  even though you didn’t use the said credit card they will asked you to pay the annual fee… Continue reading “Pre-approved credit card”

Credit card and privacy.

Credit card and privacy.

Is there no privacy now a day? Aren’t you surprised that there is a credit card in your mail even if you didn’t apply for it? And you just need to call them to activate it. Or the worst-case scenario is that a collecting agent is asking you to pay for a certain card which to your knowledge you did not apply for and somebody is actively using it. Continue reading “Credit card and privacy.”